The expertise of an entire payments team — without hiring one.
Paymetrix is an AI agent built and tuned by payments operators. It optimizes your transactions, audits your fees, and reconciles your deposits — continuously, across every processor, at the speed of your data.
What your AI Payments Team does
Three capabilities that cover the full scope of a payments operation — handled continuously, across every processor.
Transaction Optimization
Your AI agent configures routing, retry logic, and acquirer selection to increase authorization rates and reduce the cost of every approved transaction.
- Intelligent routing tuned to issuer, region, and card type.
- Retry strategies that learn from decline patterns across your processor stack.
- Least-cost acquirer selection that balances approval rates against processing fees.
Fee Auditing
Your AI agent audits every processor fee to the penny — catching setup errors, billing mistakes, and rate mismatches that routinely go unnoticed.
- Line-item fee validation against your contracted rates.
- Flags interchange downgrades and miscategorized transactions.
- Surfaces billing discrepancies before they compound.
Deposit Reconciliation
Your AI agent matches bank deposits against transaction ledgers across every processor and currency — complete, auditable, and finance-ready.
- Automated matching: transactions → fees → payouts → deposits.
- Daily and monthly reconciliation with discrepancy alerts.
- Export-ready reports for finance and audit.
Not just AI on data — AI trained by people who have lived the problem.
Any model can read your transaction data. Paymetrix is tuned by payments operators who have negotiated processor contracts, diagnosed interchange downgrades, and reconciled seven-figure payout discrepancies.
AI agent, not a dashboard
Paymetrix doesn't hand you charts and wish you luck. It works like a payments hire — analyzing data, surfacing issues, and recommending actions in plain language.
Operator-built expertise
Tuned by people who have negotiated processor contracts, diagnosed interchange downgrades, and reconciled seven-figure payout discrepancies.
Processor-agnostic from day one
Connect 50+ PSPs, gateways, and processors. No re-platforming, no lock-in. Your AI agent sees across your entire payment stack.
You know your business. Paymetrix knows your payments data.
Connect your processors. Ask your first question. Discover what you have been missing.