Fee Intelligence
Understand the true cost of payments with comprehensive fee analysis, cost optimization recommendations, and margin protection across all your PSPs.
Everything you need
Comprehensive features designed for modern payments teams.
Why choose Paymetrix?
See the impact on your payments operations.
0.23% Blended Cost Reduction
Representative reduction in blended effective cost from our fee-optimization techniques.
Understand Your Cost
Don't struggle to find and calculate your fees — our AI will compute and display them succinctly.
See Your Fees Trending
We monitor your fees each month so we can spot the trends before they cost you real margins.
Figures are representative results based on the Paymetrix team's payments-advisory experience; actual outcomes vary by volume, region, card mix, and configuration.
Where your money actually goes
“Processing fees” isn't one number — it's three layers stacked together. Knowing which layer is fixed and which is negotiable is the difference between accepting your costs and lowering them.
Paid to the card-issuing bank and set by Visa and Mastercard. You can’t negotiate the rate — but the tier you land in is driven by how each transaction is processed, and that you can influence.
Paid to the card networks themselves. Small per-transaction and volume-based charges that are easy to overlook and frequently misapplied on statements.
What your processor keeps on top of the pass-through cost. This is the layer you negotiate — and the one most likely to creep upward quietly after you sign.
Shares are illustrative and vary by card mix, region, and pricing model. Paymetrix separates these layers on every transaction so you can see exactly which costs are pass-through and which are within your control.
Make sure your processor bills what they promised
Paymetrix ingests your processor agreement and reconciles every monthly statement against it — line by line. Rate creep, misapplied tiers, and unbilled discounts get caught the moment they appear, not at renewal.
Ingest the contract
Upload your processor agreement once. Paymetrix extracts the agreed rates, tiers, discounts, and pass-through terms into a structured fee model unique to your account.
Monitor every month
Each billing cycle, Paymetrix reconciles your actual fees against the contracted model across interchange, assessments, and processor markup — no manual statement review required.
Flag every discrepancy
When the processor bills outside the agreement, you get an itemized alert showing the expected rate, the charged rate, and the dollar impact — ready to take back to your rep.
This month's audit findings
Example discrepancies surfaced from a single statement
Illustrative figures. Actual findings depend on your contract terms, volume, and processor.
Ready to get started?
See what unified payments intelligence can do for your payment operations.